Essential Medicare Resources and Information
Medicare FAQ
When Am I Eligible for Medicare Enrollment?
You are eligible for Medicare enrollment if you are 65 years or older or under 65 and have a qualifying disability or certain conditions. If you’ve met the work-related eligibility requirement, you can begin enrolment 90 days in advance of the month you turn 25.
Where Can I Sign up for Medicare?
You can sign up for Medicare online at the Social Security website (SSA.gov), by calling Social Security, or by visiting your local Social Security office. If you are already receiving Social Security benefits, you will be automatically enrolled in Medicare Parts A and B when you turn 65.
What Is a Part C Medicare Plan?
Part C, also known as Medicare Advantage, is an alternative to Original Medicare (Parts A and B).
What Is Part D Medicare?
Part D Medicare provides prescription drug coverage. You can join a standalone Medicare Prescription Drug Plan (PDP) or get it through a Medicare Advantage Plan that includes drug coverage.
What Is Creditable Coverage?
Creditable coverage is health insurance that meets a minimum standard set by Medicare. If you have creditable drug coverage, you won’t have to pay a late enrollment penalty if you decide to join a Medicare drug plan later.
Can My Dependent Spouse Be on My Medicare Plan?
No, Medicare does not provide family or dependent coverage. Each person must qualify and enroll in Medicare individually based on their eligibility.
Can I Keep My Employer Insurance Coverage?
You may be able to keep your employer insurance coverage when you become eligible for Medicare. You should compare your current coverage with Medicare to see which option is best for you.
Can I Keep All My Same Doctors While on Medicare?
Whether you can keep your same doctors depends on the type of Medicare plan you choose. Original Medicare (Parts A and B) generally allows you to see any doctor who accepts Medicare. Medicare Advantage Plans may have networks of doctors you must use to receive the lowest out-of-pocket costs.
If I’m in a Nursing Home, Does Medicare Cover Me?
Yes, Medicare coverage is available for up to 100 days after a required three-day hospital stay.
If I’m Entitled to Retiree Benefits, Does That Mean I Won’t Need Medicare?
You will still need to enroll in Medicare when you become eligible. Retiree benefits may work alongside Medicare to provide additional coverage, but Medicare will generally become your primary insurance when you turn 65.
Do I Need to Enroll in Parts A and B of Medicare?
While Part A is usually in place and a paid-up benefit when you turn 65, Part B is not (unless you’ve enrolled in Social Security before age 65). If you haven’t filed for Social Security benefits, you’ll need to enroll in Part B.
At Retirement, Can I Use My Original Medicare A + B as My Health Insurance?
Yes, you can use Original Medicare (Part A and Part B) as your health insurance after retirement. Many retirees also consider additional coverage, such as a Medicare Supplement (Medigap) policy or a Medicare Advantage Plan.
Should I Have Both a Medicare Advantage Plan and a Medicare Supplement Plan?
No, you cannot have both a Medicare Advantage Plan and a Medicare Supplement Plan.
Educational Medicare Videos
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