Comprehensive Medicare Advice and Planning
Located in Upland, CA, Embrace Health Insurance Agency can help you navigate the complexities of Medicare planning. Our goal is to ensure that you understand your options and make informed decisions about your healthcare coverage. Our personalized approach helps you navigate the various Medicare plans available to find the one that best suits your needs.
Understanding Your Medicare Options
Before choosing a plan, it’s crucial to understand the differences between Medicare Supplement Insurance Plans and Medicare Advantage Plans. Many people mistakenly sign up for Medicare Advantage Plans, thinking they are Medicare Supplement Insurance Plans. We take the time to explain each option thoroughly, ensuring you know the specifics of what you are enrolling in.
Medicare Part A: Hospital Insurance
Medicare Part A helps cover inpatient hospital care, nursing facility care, hospice care, and home health care. This coverage is essential for managing hospital-related expenses and ensuring you receive the necessary care during significant health events. Our team will help you understand how Part A fits into your overall Medicare plan.
Medicare Part B: Medical Insurance
Medicare Part B covers services from doctors and other health care providers, outpatient care, home health care, and durable medical equipment such as wheelchairs and walkers. It also includes many preventive services like screenings, vaccines, and annual wellness visits. We will assist you in understanding the scope of Part B and how it complements your healthcare needs.
Medicare Part D: Prescription Drug Coverage
Medicare Part D helps cover the cost of prescription drugs. You can join a Medicare drug plan in addition to Original Medicare or get it by joining a Medicare Advantage Plan with drug coverage. These plans are run by private insurance companies that follow Medicare rules. We offer guidance to help you select the right Part D plan to manage your medication costs effectively.
Tailored Medicare Plans
At Embrace Health, we offer a variety of plans to meet your specific needs:
Medicare Supplement Plans
These plans help cover costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles.
Medicare Advantage Plans
These plans provide an alternative to Original Medicare. They offer additional benefits and, often, prescription drug coverage.
Medicare Rx Drug Plans
These are standalone prescription drug plans that help you manage the cost of medications.
Can’t find what you’re looking for? Simply call our friendly staff at 909-521-8838.